Orange-whipped French Toast

Monday, July 21, 2008

Self-Contained Rural Bed and Breakfast - An Affordable Alternative to the Country Hotel?

With the current downturn in the UK economy many people still have the desire to escape to the tranquil delights of the countryside. However, with the recent dramatic rise in household expenses, most people are cutting back. Instead of opting for the country house hotel they are, at last, discovering the joys and sometimes quirkiness of the much more affordable, individually run, rural bed and breakfast. In particular, a new breed of Bed and Breakfast is starting to make an impact on the market - Self-contained Bed and Breakfast accommodation aimed specifically at the more discriminating customer. Forget the image of sharing someone's dowdy house and creeping across a stranger's landing in the middle of the night. This new self-contained Bed and Breakfast offers boutique style, stand-alone accommodation with it's own entrance and often it's own garden, but without the hassle of self-catering,

A good example of this new B & B is that of one recently opened at Lower Frankton near Oswestry/Ellesmere Shropshire. The couple, she with a background in catering and he an artist/sculptor, have converted their old shippon (cow barn) into two self-contained bed and breakfast rooms with en-suite facilities, each with their own entrance and outside seating area. Unlike most peoples vision of bed and breakfasts, there are no floral prints and chintz. These rooms are sleek, modern and easily compete with the hotels on quality. There are all the usual little touches such as luxurious beds, in-room selection of teas, coffee, complimentary mineral water, central heating on demand, complimentary toiletries, but also offers that bit extra with the LCD TV having a built-in DVD/CD player and free WiFi access. The walls are covered with original modern artworks provided by some of the best contemporary artists in the region with the displays constantly changing. .

Most rural self-contained bed and breakfast accommodation is mainly comprised of converted farm buildings consequently they tend to be set within sizeable grounds or gardens. This self-contained bed and breakfast is no different. It is set in 3 acres of tranquil gardens and new woodland, which is more grounds than you will find surrounding many country hotels. The gardens are stunning, full of nooks and crannies with many hidden areas and secret paths. Within this beautiful setting are the owner's sculptures. The garden is his gallery and as pieces are sold, they are replaced by something new. You can even buy the pictures off the walls. Artworks in the bedrooms and breakfast room are all available for sale so if you like a picture in your room, you can take it home with you

Another feature of this type of B & B is the breakfast. Unlike a hotel, breakfast is cooked fresh and to order, not 2 hours before you come down to eat. At Lower Frankton, breakfast is served in the Breakfast Room which is accessed from the garden. Only the best fresh, local produce is used. A lot of attention is paid to sourcing only the very finest food. Eggs are free-range and come from a neighbour's chickens,. breakfast sausages are hand-made by a small local butcher as is black pudding. The dry-cured bacon is sourced from rare breed pigs within 3 miles of Lower Frankton and when in season, mushrooms are fresh picked from the fields. Even the honey is Shropshire honey and jams and preserves are all homemade.

Affordable alternative to a country house hotel? This new type of Self-Contained Bed and Breakfast offers the room quality of a hotel, a far superior breakfast than a hotel, but at around half the price, in these times of belt-tightening, this has to be the preferred option.

Self-contained Rural Bed and Breakfast an affordable alternative to the country hotel.

Self-contained Bed and Breakfast in Oswestry, Ellesmere area, Shropshire.

Mortgage Refinancing Energy Efficient Mortgage Loans

Mortgage refinancing with an energy efficient loan allows you to upgrade your appliances and save money on your utility bills. Energy efficient mortgages allow homeowners the benefit of mortgage refinancing while taking advantage of energy saving options previously only available with new homes. Here are several tips to help you decide if Energy Efficient Mortgage Refinancing is right for you.

The main advantage of Energy Efficient mortgage refinancing is that it allows you to spend more money on your home because you are paying less on monthly utility bills. How do you go about finding a lender for energy efficient mortgage refinancing? Tell the mortgage lenders you consider that you want mortgage refinancing with an energy efficient loan and request a copy of the Good Faith Estimate from each of these lenders. You will use the Good Faith Estimate to compare offers and choose the best Energy Efficient Mortgage for your financial situation.

You will need to contact an Energy Rater in your area to perform a Home Energy Rating Systems (HERS) report. This rating looks at your homes windows, insulation, and the climate where you live, along with the cost of utilities you pay to give you a rating. This report will recommend repairs and upgrades to your home and estimate your energy costs after making these home improvements.
Once you choose a lender and provide the HERS report, your mortgage lender establishes an escrow account to pay for the upgrades and repairs to your home. Once these repairs and improvements are completed to your satisfaction, the escrow account is cleared and any contractors are paid.

Your Home Energy Rating Systems report will outline everything your home needs to be energy efficient. Your energy efficient mortgage loan pays for these repairs and upgrades to your home. Energy efficient mortgage refinancing allows you to save money each month on your utility bills by repairing leaky windows, poor insulation, and installing energy efficient appliances in your home. Making these repairs could also improve the appraised value of your home and build additional equity.

You can learn more about your mortgage refinancing options, including costly mistakes to avoid by registering for a free six-part video tutorial.

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Energy Efficient Mortgage Refinancing